Super MSB Account
- Designed for Money Service Businesses with larger volume transactions (Determined by BSA Officer)
- $1000 minimum to open
- Monthly account maintenance fee of $1500.00
- Account charges are based on an analysis of the account activity each month
- Earnings credit rate is based on the average collected balance of the previous month
- Earnings credit rate is calculated based on the previous quarter's average 91 - day Treasury Bill
- Earnings credit rate is applied against the monthly fee and transaction charges and if the earnings credit exceeds the account analysis charge, there is NO service charge
- Returned deposited items are $3.50 per item
- Debit Items Fee is $0.20 per item
- ACH Debit Fee is $0.20 per item
- Checks Deposited On Us Fee is $0.10 per item
- Checks Deposited Not On Us Fee is $0.10 per item
- ACH Credit Fee is $0.10 per item
- Deposits Credit Fee is $0.75 per deposit
- Telephone Transfer Fee is $2.00 per outgoing transfer
- FDIC Insurance Fee is $0.01 per $100 per month (based on Avg. collected bal)
- Reserve Requirement is 3%
- MSB Account application Fee is $200.00 (non-refundable)
Other Banking Services
- Online Banking
- Certificates of Deposit
- Money Market Accounts
- Wire Transfer Service
- ACH Services
- Sweeps
Please see your account disclosure and Schedule of Fees and Charges




