Personal Deposit Accounts
 
 


Frontier Bank has several different types of accounts:

    Economy Checking     Prime Savings Account
    Unlimited Interest Checking     Genesis Savings Account
    Wall Street Checking     Essential Money Market
          Other Banking Services

All of Frontier Bank's personal checking accounts have the following services available:

  • Free VISA Debit® Card
  • Free ATM Card
  • Free NetTeller Online Banking Service
  • Power Pay with 15 Free Transactions *
  • Free E-Statements
  • Free 24-hour Telephone Banking
  • Overdraft Protection available for qualified accounts, please see disclosure at bottom of page.

    *First 15 transactions per month are free. Beginning with the 16th transaction, the cost is $.50 per transaction.

  
 

Economy Checking

  • $50 minimum opening deposit
  • No minimum balance
  • $3 monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy to balance monthly statement
  • Check imaging for easy record keeping

Unlimited Interest Checking

  • $50 minimum opening deposit
  • Free personalized safety checks
  • Competitive interest rate
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Check imaging for easy record keeping
  • All for only $4.00 per month

Wall Street Checking

  • $50 minimum opening deposit
  • Higher interest rates with balances of $2,500 or more
  • Competitive interest rate if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • No monthly service charge on balances of $1,000 or more
  • If balance falls below, $1,000 $8 per month service charge
  • Check imaging for easy record keeping

Prime Savings Account

  • $100 minimum opening deposit
  • Competitive interest rate based on Wall Street Journal Prime Rate (as high as Prime minus 5.0%)
  • Minimum interest rate is 0.25%
  • Maximum interest rate is 9.00%
  • One free withdrawal per month, then $1.00 per withdrawal

Genesis Savings

  • $50 minimum opening deposit
  • Special savings account strictly for minors
  • No minimum monthly balance requirements
  • Interest bearing account
  • Interest compounds daily and credits quarterly
  • One free withdrawal per month, $1.00 for each additional withdrawal in the same month
  • ATM card available

Essential Money Market

  • Tiered account with competitive interest rates
  • $2500 minimum opening deposit
  • No monthly service charge on balances of $2500 or more
  • $15 minimum balance fee if balance falls below $2500 any day of the statement cycle
  • No more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per statement cycle

Other Banking Services

  • Certificates of Deposit
  • Wire Transfer Service
  • Safe Deposit Box
  • ACH Services
  • Individual Retirement Accounts

 

Frontier Bank offers small dollar consumer lines of credit for qualified customers that can be tied to a checking account or you may link your checking account to another deposit account to cover overdrafts. Overdrafts and insufficient funds (NSF) may be created by check, in-person, withdrawal, ATM withdrawal or other electronic means. Each item that results in an NSF status, whether paid or returned, may be charged a fee in accordance with Frontier Bank's latest fee schedule. Accounts that continue in an overdraft status will be subject to the current daily overdraft fee. Any overdraft amount must be repaid or covered within 60 days to avoid having your account placed in a charge-off status. Customers should contact a Customer Service Representative at any Frontier Bank Branch location for information.

Please see your account disclosure and Schedule of Fees and Charges

 

  
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Please click here for our Disclosures. *This Frontier Bank web site may contain links to other web sites operated by third parties. The linked sites are not under any control of Frontier Bank or its affiliates or subsidiaries, and Frontier Bank is not responsible for their content. Such links do not imply Frontier Bank's endorsement or guarantee of the products, information, or recommendations provided by any third party site. The third party site may have a privacy policy different from that of Frontier bank and may provide less security than the Frontier Bank web site. Frontier Bank disclaims all liability with regard to your access to such linked web sites. Frontier Bank provides links to other web sites as a service to users, and access to any other sites linked to Frontier Bank is at your own risk. For additional information please click here. It is the policy of Frontier Bank not to contact customers electronically. Email and the world wide web are not secure methods of contacting our customers. If you receive an email from us asking for sensitive information or to follow a link to update customer information please report the incident to us immediately at 866.216.0948 to report the email in question.